Motor Vehicle Legal Terms
The laws governing motor vehicles differ widely from state to state. In general, the law assumes that the vehicle is operated with its owner's permission.
The mortality rates are affected by laws that increase penalties or make revocation automatic or specifically target social hosts. Mandatory education, treatment for alcohol, and interlock devices all have minimal effects.
Legal Definitions
State laws govern legal terms for motor vehicles. The various definitions used by the federal government for matters related to national requirements for fuel efficiency and licensing standards for commercial vehicle drivers are primarily for to serve administrative purposes, and do not apply to states determining their own registration classifications. These classifications for vehicles determine if a driver needs to be granted a specific license to operate certain kinds of vehicles.
The state laws define the terms "automobile," "light truck" and many others. For instance light truck, it's any motor vehicle that has an rated capacity of less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. Also, it does not include any vehicle or combination of vehicles that is intended to transport passengers or property completely within the structure of the vehicle, which includes trailers and manufactured homes.
A wheel chair is a machine with wheels, used primarily by those who have physical disabilities that make them, are unable to walk as pedestrians. Mopeds are motor vehicle with not more than three wheels that come into contact with the ground. It is able to travel at a speed of not more than 35 miles per hour.
A pedal-driven vehicle, is one that is driven by a driver sitting on the top. The owner of an automobile is the person who has the legal title.
Traffic Laws
Each state has its own set motor vehicle laws which cover everything from registration procedure to insurance requirements. The statutes also cover the kinds of vehicles protected by law. While certain laws are similar between states, others are quite different. There are laws that restrict the number of passengers that can be transported by pedicab. There are also laws that ban reckless driving on certain types of roads, including parking spaces.
If you break these laws, you could be fined and punished. motor vehicle accident attorneys greenville from being able to have your driver's license suspended and being required to attend the traffic school.
The law governing speed limits on roads is among the most important laws a state has. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.
The law also defines the definition of a "motor vehicle." This includes any description of a vehicle or device that is powered by mechanical power and employed on a public highway to transport people or property or for any other commercial purpose. It excludes semitrailers and trailers and coaches, house trailers or coach trailers, vehicles that run only on tracks or rails, snowmobiles and all-terrain vehicles and motorized mobility aids used by people with a disability and self-propelled hay harvesting machines and tractor.
Insurance
A motor insurance policy for vehicles is an agreement between the insured and the insurer that provides insurance against financial loss on account of the risk of bodily injury or property damage to a third party, arising out of the ownership operating, maintenance, or the use of a covered vehicle. It can also offer protection against physical damage to the insured vehicle itself. It must contain the name and address of the named insured the policy, the coverage provided by the policy, the premium paid for it, the time of its effectiveness, and the limits of liability. It must also contain an agreement or endorsement that states that the insurance provided is in compliance with the coverage specified as to bodily injury or death, as well as property damage.
The wording in the motor vehicle policy may be confusing for anyone, and Duncanville law firms will often suggest that individuals read the sample policy to know the terms. One of the most frequent areas of confusion is the definition of "motor vehicle." The phrase is used frequently in statutes that govern the registration of vehicles and financial accountability laws.
Examples of the coverages that are covered under an insurance policy are commercial auto coverage for automobiles that are used for commercial, business establishments or other activities, employment or occupations that are done for profit, and automobile liability insurance, which covers PIP MP, PIP, and uninsured and underinsured coverage for drivers (UM/UIM). Many states require drivers to carry this type of insurance.
Permissible Use
If someone other than the named insured or a family member drives your vehicle and gets into an accident, it is important to understand the insurance coverage that is available in these situations. This is referred to as permissive use. The specific terms of your insurance policy may vary, but most large car insurers offer this type of coverage.
However, it is important to keep in mind that anyone driving your vehicle must have your permission for you to be held accountable for damages. Permission may be implied or express, and does not usually require a written document.
In determining if there is implied consent, courts consider the relationship between the parties, their past behavior and the use of the vehicle as well as the circumstances surrounding a specific driving incident. A court will also consider whether any restrictions were placed on the scope of permissive usage, and if any minor deviations from the time, location and use restrictions of the initial permission would violate of these restrictions.
Remember that adding another driver to your insurance will result in your premium going up, since it makes the vehicle more risky to insure. It is important to carefully weigh your options before giving your vehicle over to other people. Contact Jerry to get a free insurance quote and discuss the policy's terms.